Winters Oliver Insurance Agency
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Specialty Insurance Lines - Social & Human Services

Specialty Insurance Lines - Social & Human Services

Specialty Briefs

Social & Human Services organizations face unique risks. 


Federal and state budget cuts, changes in Medicaid reimbursements, and regulatory changes always seem to be perennial challenges for those in social services.  Risks such as privacy protections and employee suits are also on the rise.

At Winters-Oliver, we work with social/human services organizations every day so we understand how to tailor a plan to your needs and your budget. 

A few examples of the human services organizations we insure include:

• Group Homes serving the Intellectually & Developmentally Disabled (I/DD) 
• Group Recovery Homes 
• Behavioral Health Providers
• Substance Abuse Treatment Centers
• Day Support Centers
• Counselors & Therapists
• Mental Health Providers


Contact Ben Winters at (804) 746-5178 ext. 112.

Please feel free to browse our Specialty Line Best Practices Briefs  (available in PDF).

The Volunteer Protection Act
Leases for Group Homes
Reducing Workers Compensation Costs in Social & Human Service Organizations 


Winters-Oliver is a specialty insurance agency offering property & casualty insurance and employee benefits to small and middle market businesses.